isn’t mortgage insurance for if you die, the loan will be paid off? if so wouldn’t life insurance do the same, so why is mortgage insurance needed. Must you have it or is it just a option?

The buyer of our flat has requested a mortgage valuation rather than a buyers survey. I’m told the mortgage valuation is less detailed.
What exactly is carried out?

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We’re finding really excellent mortgage rates at some online mortgage places, and they send us good faith estimates and everything. We’ve been warned however that sometimes these internet companies will get to the closing and either have changed the rate, or pile on a whole lot of unexpected closing costs. Is there any way we can check these guys out before we commit? (e.g. the one we’re looking at is Madison First Financial, aka Madrate.com
In response to the 1st answer – yes banks get away with it because you will sign anyway – or forfeit your deposit! If the extra money I’m going to have to pay is less than what I stand to lose … Anyway my question was actually where I can look up reviews, etc.

Part I of the introduction to mortgage-backed securities

If i buy a home of 0,000 detached / semidetached and 10,000 down payment then how much mortgage will i have to pay every month????

thanks for the answers :)
well if not 10,000 then wat abt 20 or 25 ?