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cheaprealtorsite.com This mortgage debt reduction tool is a simple amortization tool that will help you calculate on an on going basis how extra payments can reduce the interest on the mortgage. This allows you to pay down the mortgage much quicker which saves you a tremendous amount of interest. The example I go through in the video shows where I prepay 0 monthly for the first 13 months, a total of 00. That ends up saving over 500 dollars. That’s what I call a good investment. If you would like to get a copy of the amortization tool completely for free, just go to the link at www.kingwoodmortgageguy.com See how quickly you can pay off your mortgage. Why did I develop the Mortgage Debt Reduction Tool? Several important reasons; (1) It will help you, or if not you, it will help someone pay their mortgage down faster. (2) Would you like to pay less for your mortgage? (3) Would you like to pay for a shorter term? (4) Does the term financial freedom mean anything to you? (5) Paying down your mortgage is usually the last thing you pay off just before you are completely debt free. (6) God wants you to be debt free. Simple question, would you rather pay dollars for an item or 0 dollars for the same item? Dumb question right. Well the way mortgage amortization works is, the majority of the interest is paid by the comsumer in the early years of the mortgage. In other words the banker gets his money back first. The way you reduce the amount of interest paid is you …
Orange County Real Estate welcometothedream.com Sean McCracken Surterre Properties – Ecobroker Certified Phone: 949-290-5317 Email: Sean@welcometothedream.com welcometothedream.com https A “Pre-Approved Buyer” Has the Advantage! The Pre-Approval process is one of the most important but often neglected parts of the home buying process. A pre-approval should always be obtained before a buyer even begins to shop for a home, no matter how well-qualified he or she thinks they are. Today’s mortgage qualification guidelines are full of potential traps that can prevent even a seemingly well-qualified buyer from being approved. A qualified mortgage expert can help a buyer in many ways if the pre-approval process is started early. Pre-Approval vs. Pre-Qualification First, let’s define the difference between a Pre-Qualification and a Pre-Approval Pre-Qualification A mortgage loan pre-qualification is simply an estimate of how much house you can afford and how much money a lender would be willing to loan you. This usually involves verbally providing information on your income, assets, debts, and a potential down payment amount to a lender. That lender would then provide you with an estimate of how much you could afford to pay for a monthly mortgage. There is no cost or commitment on either side. This estimate is just helpful in helping you figure out if buying a home is a viable option, and if so, what your price range would probably be. But, the lender did not verify your credit …
