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When I bought my home, it was assessed at 90k. Now, two years later, the assessed value has dropped to 74k. Should I notify my mortgage company? Would it help me, or hurt me?
This assessment is from the county property tax assessor.
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I am financing a pool and was told by the lender that a refinance and a second mortgage are the same thing. Is that correct?
I am located in Hawaii.
Looking for 30-yr fixed rate mortgage.
Seems Internet Mortgage Lenders (IML) offer better interest rates than local lenders.
Concerned about long term viability and stability of IMLs.
Concerned about responsiveness and lack of local representative.
Are IMLs able to consistently close loans at specified rates?
Anyone have personal experience with them?
What do realtors think of online lenders?
Specific lenders of interest include: The Money Store, AimLoan, Home Finance of America
isn’t mortgage insurance for if you die, the loan will be paid off? if so wouldn’t life insurance do the same, so why is mortgage insurance needed. Must you have it or is it just a option?
