Seems to me that PMI is very costly for the home owner, especially me with a perfect credit rating and new funding source to maintain a mortgage if I lose my job (my job is very secure). Please any suggestions on how to get the PMI waived by the mortgage company.

I have never had a job. I am self-employed with ample cashflow to make mortgage payments, but no bank I have asked will let me take out a mortgage without two years of tax returns.
Correct – I don’t read / watch the news.
I wouldn’t be so daft as to speculate. I’m joining forces with someone who has been in the industry for years – one who has successfully (and consistently) flipped houses in today’s market.

Let’s stay on topic.

He has a good enough job But i dont work as im bringing up our two small kids, we have had some bad credit in the past but not really bad, we dont have any savings but are paying the amount of a mortgage thru our rent, could we get a 100% mortgage?

My mom and sister are both named on the mortgage. Payments are still being made. My mom just passed and my sister does not have a job because she was caring for our ailing mother.

I own a piece of rural land in Southern California (Tehachapi) and I’d like to build my home there. Problem is, I’m currently homeless and living with AIDS, and my credit score is in the mid-600′s. I see all these ads on the net for mortgages at all-time lows, like, say, 0,000 for under 9 per month. I don’t want to spend more than 0 a month on a mortgage. I do have a job that would allow me to pay that much.
The home I want to build is a geodesic dome house, kit cost around ,000. The well, pump, and tanks will be about ,000 to ,000. Electrical generating system will start around ,000 to ,000.
I figure on doing most of the construction myself (with friends and a couple of professionals helping) and I think I can do it for around 0,000.
Is there anyone who can tell me if I’m being realistic to hope for a mortgage or construction loan for 0 per month?

I currently work in a distribution center, and i have a bachelors in economics and psychology. I am interested in becoming a mortgage loan officer so i took a 24 credit hour course in residential mortgage lending but unfortunately i haven’t been able to find a job because i do not have any mortgage or lending experience. What else should i do to achieve my carer goal?