There are a variety of ways to get pre-approved, whether on the phone, internet or in person. In this short video Jeff describes the pre-approval process that has worked well for he and his clients.

Joe Sheehan, aka Joe Closeit, and Travis Lang tell of a client’s hassle shopping for home loan rates on the internet. Joe and Travis tell you how to use the internet for home loan information and explain all the factors that determine a rate on a home loan.

I’m going to try to get a mortgage loan to buy a house in Manchester, NH. I am now having to fill an oil tank for my heat and it gets very expensive. Baseboard heaters would probably be cheaper to run and I wouldn’t have to come up with 0/0 dollars all at once to fill an oil tank.

Is this a standard requirement from mortgage lenders to insist on buildings insurance? I trust it is as in the event of a disaster they get refunded for their mortgage loan?

mortgage tax is the same as property tax but mortgage tax is pay to the bank because you borrow the mortgage loan?

Thank you.

I want to refinance my mortgage and I want to start a home business before doing so. It would have no employees and I would still keep my current job. My home business will not require any due balances or credit lines to increase my debt. Would mortgage companies see the worry that I would quit my regular job or would they trust that I would maturely handle the mortgage payments? In other words, would I have no problems getting refinanced under these conditions. My credit score is about 650 and I’ve been at my current job for 1 1/2 years but have had steady employment for a long time. I have also paid my mortgage on time for 12 months.
The reason I am asking is because what I will be doing requires a vendor license. Therefore, in my ssn, it would show the business based at my home address.
I am actually looking for a new mortgage loan, not a home equity loan or personal loan and I don’t need to borrow to pay debts.