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Call Sharon Behdjou 818-518-5195 Tarzana Realtors & Mortgage Brokers Sharon Behdjou specialize in real estate in the San Fernando Valley including Woodland Hills, Sherman Oaks, Tarzana, Encino, Studio City. If you are looking for a Tarzana Realtor to sell your home quick or if you are looking to buy homes in tarzana, sherman oaks, encino ca then you are in the right place. Sharon Behdjou is also known for her ability to STOP FORECLOSURE. If you need a forclosure expert or short sale specialist then Sharon Behdjou is the only logical choice. She has a track record of success for over 23 years and will help you with whatever your real estate needs may be. Tarzana Mortgage Broker(s) Sharon has worked as a Real Estate agent in the San Fernando Valley for just over 20 years. Sharon has seen the market go up and come back down, she has also worked as a sales person, loan officer, listing agent, helped with short sales as a buyer’s agent and listing agent, in this market and the last down market. It is a never ending cycle. In 2003 I was originating mortgage loans at my Tarzana Mortgage Broker(s) office, I was also serving the consumers needs as a Tarzana Realtor. The difference between a sales person and a Realtor is that a sales person must put their license with a Responsible Broker. A Realtor is a Responsible Broker and can work independently. As a Broker I have had clients that were in foreclosure, looking to stop foreclosure in Tarzana, Ca and also other parts of the Los …

realestatemarketingthisweek.com – First Time Home Buyer should use a Mortgage Planning Expert – Part 8 – Credit scores now are a major factor with interest rates. You see the liars up on the internet with interest rates being at 4.625% and all this kind of hocus pocus, its not true. You are never going to qualify for that rate today. They are going to lie to you, once you sign and see the fine print you are going to realize that it is a ridiculous idea to pay that amount of money in fees. Credit scores have to be significantly higher than they used to, but again I have to tell you, its my opinions that a 70% no doc loan with someone who has a 720 or higher credit score I believe is a good loan. I personally believe that at some point it will be brought back. I am not arguing with that, with a good FICO score I can agree with a 20% down for a stated income loan. People are encouraged through our tax system to write off all of their expenses and so often we have small business people who really are making money but because they take advantage of our tax system they are not able to get a loan. They cant qualify based upon their income. In a lot of cases yes, but once again I definitely want to point his out just because someone is self employed and owns a small business and they do write everything off, that does not mean that they will not qualify. They may have been told now that they have to go stated income because of tax returns, but most people, the small business …

realestatemarketingthisweek.com – Arizona is not a recourse state, so chances are you will not owe 1099 C Income – Part 6 – In Arizona, typically its not a recourse state, so if they are telling you that theyre going to garnish your wages because you didnt pay back your entire mortgage, there is a local bank ,that was threatening a very good colleague of ours about a small second mortgage that person had taken out. Threatening to send it to collections and garnish her wages. It simply isn’t going to happen. But nevertheless, there is still the tax implications that apply, if you need to navigate through this maze. There is a lot to it, you need to protect yourself. You talked about bankruptcy is one of those exclusions, right? One of the problems with bankruptcy is people dont understand the bankruptcy laws. They are so tight now and your feet are really held to the fire from the federal government right now. It’s not like you just didn’t make your mortgage payment, so you go file bankruptcy, it’s just not realistic. Assuming bankruptcy is the last resort option for everybody. And we certainly want to avoid that, it would not be sound financial advice from any credible source that I can think of. Let’s walk through a case scenario, somebody who is listening to this broadcast, their head is spinning right now, they’re thinking, oh my gosh. I should have known about the tax implications, a short sale versus loan modification. Let’s start at the top and work through a quick …

Castle & Cooke Mortgage is a premier mortgage provider serving homeowners in 10 states from Hawaii to North Carolina. The history of the company shows its roots in Hawaii to the many facets of the company today. Visit www.castlecookemortgage.com

JimWhittakerOnline.com?t=ytimctrem I have had a successful twenty three year career in real estate, the last twenty one with RE as a Hall of Fame Associate Broker. So if you are still hanging in there in this market, we may have a lot in common. I know how many real estate and mortgage professionals in my area alone, desperate to recapture the glory days, not a part of the new economy. Just a few years ago we were on top of the world, seemed like things were too good to be true and they were. Prices skyrocketing, high commissions steadily rolling in and then the market shifted. For those of you that have been around for a while, it was an unavoidable cycle, the sub-prime market dried up, foreclosures increased dramatically, prices declined and short sales became the rule instead of the exception. As an eternal Optimist and a veteran that had been through many bad or down markets, I just kept spending until one day about two years into it, I found myself 000 in debt, struggling to make the monthly payments and keep my home. It was then that I realized, this was not a bad market, but a new market here to stay for a while. That is when I turned to the internet. Since I had no online business or internet marketing experience, I searched for an opportunity that offered training and income, so I could learn as I earn. It took me more than a year, but it was well worth the research. I found internet marketing career training that allowed me to not only recover from my …